Last updated: 2026.
Welcome to HomeEquityWise. By accessing or using this website and its calculators (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.
Educational estimates only — not financial advice
HomeEquityWise provides free calculators and articles for general educational and informational purposes. We are not a lender, mortgage broker, financial advisor, or HUD-approved counselor, and nothing on this Site is financial, legal, tax, or investment advice, nor an offer or solicitation of credit. All figures are estimates generated from the inputs you provide and standard, publicly documented formulas. Actual loan amounts, rates, fees, and eligibility are determined solely by licensed lenders and will differ. Always confirm any number with a qualified professional before making a financial decision.
No warranty
The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, or non-infringement. We do not guarantee that calculations are error-free or that the Site will be uninterrupted or secure.
Limitation of liability
To the fullest extent permitted by law, HomeEquityWise and its operators will not be liable for any direct, indirect, incidental, consequential, or other damages arising from your use of, or reliance on, the Site, the calculators, or any content — including any financial decision you make based on an estimate shown here.
Acceptable use
You agree to use the Site only for lawful purposes. You may not attempt to disrupt, overload, scrape at abusive volume, reverse-engineer, or gain unauthorized access to the Site or its systems, or use it in any way that infringes the rights of others.
Intellectual property
The HomeEquityWise name, content, calculator logic, and design are owned by HomeEquityWise unless otherwise noted. You may share links to our pages freely. You may not republish, copy, or redistribute substantial portions of the Site's content without permission.
Third-party links and advertising
The Site is supported by advertising and may contain links to third-party websites. We do not control and are not responsible for the content, products, or privacy practices of third parties. Advertising is handled as described in our Privacy Policy.
Changes to these terms
We may update these Terms from time to time. Continued use of the Site after changes are posted means you accept the revised Terms. The "last updated" date above reflects the most recent revision.
Contact
Questions about these Terms? Email hello@homeequitywise.com or visit our Contact page.