HomeEquityWise builds free, private calculators that help homeowners understand their options for borrowing against home equity — reverse mortgages, cash-out refinances, and home equity lines of credit.
We built these tools because the existing ones are usually buried behind lead-capture forms that demand your name, email, and phone number before showing a single number. Ours don't. Every calculation runs entirely in your browser — we never collect or transmit the figures you type.
How our estimates are calculated
Each calculator uses standard, publicly documented mortgage math: amortization formulas for monthly payments, HUD principal-limit-factor logic for reverse mortgages, and lender loan-to-value caps for cash-out and line-of-credit limits. Results are estimates meant for planning, not loan offers.
Important disclaimer
HomeEquityWise is an independent educational resource. We are not a lender, mortgage broker, or financial advisor, and nothing here is financial advice or an offer of credit. Always confirm figures and terms with a licensed lender or HUD-approved counselor before making a decision.
Contact
Questions or corrections? Email hello@homeequitywise.com.